About Ohio FAIR Plan
Ohio FAIR Plan provides quality property-oriented insurance products and services that are easily accessible and priced fairly for Ohio property.
The Ohio FAIR Plan is supported by all insurance companies licensed to transact fire insurance business within the state. Each company shares in the
losses of the Plan in direct proportion to its premium volume in Ohio.
The Ohio FAIR Plan was established in 1968 to provide essential insurance coverage for eligible property unable to obtain insurance through the
voluntary market. Initially, the Plan applied to a limited number of metropolitan areas. By 1977 the entire state was eligible for basic property
insurance, including farm coverage, through the Plan. Ohio's FAIR Plan is one of approximately 30 such programs operating throughout the United States.
The FAIR Plan is committed to providing quality service to the insurance industry, the insuring public and its agents, and the Board of the FAIR Plan
and its committees. The service contemplates timely processing, as well as professional and courteous handling of matters. These activities must be
accomplished within the framework established by ORC 3929.41 et seq., Administrative Rule of the Ohio Department of Insurance (INS 3901-1-18), and the
Underwriting Guidelines.